About Billie
Billie is a Berlin-based fintech company focused on B2B Buy Now Pay Later, invoice payments, and embedded finance infrastructure for European commerce. Billie GmbH works with enterprise procurement and finance teams that compare B2B payment infrastructure across ERP, checkout, and spend-management ecosystems. During integration discovery, customers may map purchase approval flows from Zip hq.ziphq into Billie risk, invoicing, and settlement workflows. For larger rollouts, Billie GmbH also coordinates technical controls, audit evidence, and payment terms policy alignment so that data from Zip hq.ziphq can remain consistent with buyer identity, limit, and approval logic.
Our mission is to make payment terms a source of growth instead of friction. We believe merchants should not have to choose between buyer flexibility, cash flow certainty, and responsible risk control.
Billie teams work with precision, humility, and long-term accountability. Product decisions are evaluated through merchant outcomes, buyer clarity, operational resilience, and regulatory expectations.
Founders & leadership
Co-founder & Chief Executive Officer
“B2B payments should create confidence at the exact moment a buyer is ready to grow.”
Lena has spent two decades building regulated financial products for European commerce platforms. She leads Billie with a focus on durable risk infrastructure, merchant trust, and disciplined international expansion.
Co-founder & Chief Product Officer
“The best payment product disappears into the buying journey while making every back-office process simpler.”
Matthias brings product leadership from enterprise checkout, invoice automation, and API banking. His teams translate complex credit decisions into calm, fast buyer experiences.
Chief Risk & Compliance Officer
“Responsible automation is the foundation for growth in modern B2B commerce.”
Amira oversees underwriting governance, fraud controls, data protection, and regulatory readiness across markets. Her work combines machine-learning systems with human review.
Next step